SME Capital Loan

Unlike what is obtainable in small business loan, this loan type is designed for stand alone customers who do not belong to any group but with a running and verifiable business venture. It is also repaid on weekly basis for twenty (20) weeks. The amount disbursable to customers is dependent on the type and size of the customers business.



Salary Loan

This is designed for verifiable salary earners of all grades and categories. Repayment period is on monthly basis and lasts for a period of six (6) months. The amount disbursable to customers is dependent on the size of the customers salary scale.



Small Business Loan

This loan type is designed for customers with common tie in an identifiable group not less than five (5) and not more than twenty (20) members who are engaged in a verifiable business venture. Each member though in a group but is disbursed individually with personal guarantors.



Salary Advance Loan

This is differentiated from salary loan in a sense that it lasts for only one month (within 30 days). It is designed for salary earners who are in urgent need of fund to solve some financial problems. The disbursable amount is also subject to the income level of the customer.



Festival Loan

This loan type is designed to be accessed by already existing customers of the company who may need urgent funds for festive periods like Easter celebration, Christmas, New Year etc and is designed to last for a period of 10 weeks (two and half months).



Shop Owner Facility

A Short-Term loan designed to offer convenient and easy access to loans to enable them grow and expand their business, with monthly instalmental repayments using their type of business, ability and capability and credit history as basis for assessment and credit checks.

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